Top 10 Financial Apps and Websites You Should Use in 2024

With our super fast-paced lives, it does get tough to keep a note of our money influx and expenses. Would it not be great to have someone do it for us or lay out a plan? 

Well, in the current age of technology, that is entirely possible. Several applications can easily be downloaded on your phone. These financial apps will help you keep track of your money. These financial apps allow for money distribution category-wise and maintain a check and balance.

We also have specific financial websites that help people with their expenditures and budgeting. They map out a suggested plan clearly to us based on our specifications and incomes. Or these financial websites allow us to keep posting our data into it, and the website will tell us how much we have spent and how much more we can afford to. 

So, without further ado, here are our Top 10 financial apps and websites you should use in 2024.

 

Mint

This financial app does exactly what everyone wants to do with their finances. It gathers them all in one place. Mint allows its users to link all their bank accounts and financial activity applications to this app.

This enables all your financial data to be collected at one place where it is assessed and monitored. There are continuous updates on how much you have put in your accounts versus the outflow. 

In this scheme of things, it becomes easy for the financial app user to keep a tight grip on their expenses and correlate them with their income. This financial app also allows users to set up financial goals for saving. The timely updates keep you posted no matter where you are!

You Need A Budget

YNAB is a financial website that alters people's perspectives on money. Their website formulates the ideology behind money management under four realms. 1. Give Every Dollar a Job; 2. Embrace Your True Expenses; 3. Roll With the Punches; and 4. Age Your Money.

This financial website teaches its usage through a guide, a workshop, or videos on the internet. They allow users to sync all their finances and even give the liberty to enter them manually. YNAB is more about budgeting beforehand and less about keeping track of expenses.

The Street

The Street is a financial website that aims to keep its readers updated about all the developments in finance. Only some people are rich enough to hire a financial advisor, but your money is still money and should be dealt with wisely. These financial websites are now your financial advisors. 

The Street guides individuals on how to work about their finances and also how investing works. This ensures everyone can build wealth and that money is made into substance, not just spent.

Personal Capital 

Personal Capital is different from all other financial apps because not only does it help in the management of money, but it also advises on how to invest. Also, if you are looking to save up for your post-retirement plans, Personal Capital is the suitable app for you. 

It does all this by not just considering the daily financial activities but painting a bigger picture of your finances. The advisory tools that it offers make its appeal stronger!

Pocket Guard

Now, naturally, all of us human beings are different from each other. Some of us are good at cutting corners and saving up, while others are spendthrift. Both these things have nothing to do with how much you earn.

Pocket Guard is a financial website and app that aims at those who tend to overspend, especially college students. If you are someone who feels like they are about to overdo their budget this month, get this app, and it will manage your finances. It does this by taking note of your upcoming expenses and estimated income.

 

Goodbudget 

This financial app takes the old-age methods of splitting up your income and securing it in separate envelopes based on categories. This allowed spenders to assess how much free cash they would be working with and that all departments that required monthly money were covered. Goodbudget has digitized this method and allows for easy link-up of bank accounts.

Honeydue

This financial app has been formulated for easy money management between couples. Not only does this ensure that the money being earned is sent in all the right directions, but also that relationships are accessible from the strain of financial load.

Couples can easily link up their accounts on the app, and both can have it on their phones, so whether it is your budget or your spouse, there is no need to worry about either!

Wally

If you are an international student, this financial app will work wonders for you! The best part about Wally is that it entertains various foreign currencies and helps you keep track of money. It is also an excellent tool for immigrant families as it guides investment and savings.

So, if you are going for your first international tour or planning to settle abroad, Wally is a must-download!

Simple Budget

This is a straightforward financial application with much of the frill trimmed off. You put in your monthly income and expenses. It will devise a plan to keep you afloat the entire month, sometimes even with leftover cash. That's the simple budget for you!

Chip

This financial app is excellent for those who have recently started to live on their own and struggle with money. Chip has an inbuilt economic calendar that keeps you posted on what expenses you have coming up and how much you can afford to spend. So, with a chip on your phone, always pay your bills on time!

Conclusion:

And that is how you can stay on top of things financially in the upcoming year. Whether we talk about financial apps or websites, both are aimed at only one thing. That is how they keep their users from spending money in vain but saving it up, spending it wisely, and building something out of it. If you truly stick to the budgeting plans they offer, you can generate assets out of your income! So work hard, earn more, save more.